Paying your bills on time can be a struggle for the average working American. Why not relieve some of the burden and set up automatic bill pay to eliminate the possibility of late payments. Follow the tips below to automate your bill paying and personal financial management in order to make life a little easier:…
For more information on borrowing from your 401(k), visit U.S. News.Due to a struggling economy, many people are having trouble finding the funds to pay off debt or cover a down payment. And with banks tightening their lending criteria, more people are looking into withdrawing from a 401(k). Consumers find this appealing because the money…
Due to a complicated tax code and tedious forms, filing taxes is rather unappealing for most of us. That’s why many people are choosing to hire a professional to help them out during this year’s tax season. Everyone’s tax situation is different and who you choose to hire to prepare your taxes varies. However, there…
In a time of rising fuel prices, food and other purchases, customers will find some happiness knowing other items may actually be cheaper in the New Year. Stores are forced to compete with deals on the Internet so many are offering more sales. Here are some of the deals to look forward to in 2012:…
With the current controversy over big banks’ debit card usage fees, consumers are starting to question how honest their banks are. As fees continue to rise, are there still incentives for even using a debit card? Would it make more sense to avoid the fees and only use a credit card? Here is some information…
With the current economy and tough job market, many young adults are working their connections to land employment with the help from their friends. It’s becoming more and more common but they still need to remember the difference between a personal and professional relationship. Here are some things to think about when working with a…
Social Security is currently under attack due to the fear many Americans have of it failing them. In fact, a poll conducted a year ago found that 60% of adults who have yet to retire expect to get nothing from Social Security. Here are a few Social Security myths fueling the fear of the public:…
It’s never too late to start saving for retirement. It may not be easy if you get a late start, but it is possible. Here are three effective ways you can help build your retirement cushion back up to where it should be: Be aggressive about saving money. Discipline yourself when it comes to budgeting….
Many small businesses choose to remain open during the holidays in order to compete with big retailers and make a little extra revenue. Consequently, someone has to work those hours, someone who would probably rather spend the holidays with family and friends. But since not all businesses can afford to give holiday bonuses or overtime…
With the current economic situation, people are always looking for new and easy ways to save money. Here are some ideas to get you started: Dump the TV. There’s no need for it anymore with the Internet that lets you watch shows for free. Switch banks or credit card companies. A credit union or community…
